Would You Like To
Invest In Mortgages?

Earn solid returns at a risk level you feel comfortable with by investing in mortgages (including RRSP investments):

"After years of providing legal work for Trillium Mortgage investors, I couldn't resist investing some of my own funds. I wanted both to avoid high risk and still get better than a 3% return. By investing in mortgages I am now making great returns with what I consider to be acceptable risk."
Paul Luizos, B.A. (Hons) LL.B., Barrister & Solicitor
416-778-5778.

  you can choose investments terms from 6 months to 5 years

  value of real estate appraised by independent licensed appraisers

  all documents reviewed by your own lawyer for your protection

  all appraisal, legal and brokerage fees paid by the borrower

  minimum investment of $10,000 required

"When the stock market became unstable I looked for a low risk investment with a good rate of return. I began investing through Trillium Mortgage, drawing on a line of credit at prime and placing mortgages at 12-15%. My mortgage investments have provided me with a steady second income. I now sleep better at night not worrying about waking up to an Enron."
Zoia Negrea
Sales Representative
Harvey Kalles Real Estate Ltd
416-441-2888/ext 611
www.zoia.ca

Mortgage Investment Yield Matrix
Property Type	LTV1	Risk Grade2	Your Rate of Return3
			second	first
Residential	75	1	8.0 - 10.0%	7.5 - 8.5%
Residential	80	2	10.0 - 12.5%	8.5 - 9.0%
Residential	85	3	11.5 - 15.0%	9.5 - 11.5%
Commercial	70	1	8.0 - 10.0%	7.5 - 8.5%
Commercial	75	2	10.0 - 12.5%	8.5 - 9.5%
Commercial	80	3	11.5 - 15.0%	9.0 - 11.5%
	1 Loan To Value ratio 2 arbitrary risk scale used only for setting rates of return 3 investment fixed at this rate throughout mortgage term